---
title: How Apple Pay and Google Wallet actually work | Ars Technica
date: "2014-11-02T11:02:17-07:00"
modified: "2014-11-02T11:02:17-07:00"
author: kims
url: "https://dominoresearch.com/how-apple-pay-and-google-wallet-actually-work-ars-technica"
categories: Location & Proximity
tags: 
description: "http://arstechnica.com/gadgets/2014/10/how-mobile-payments-really-work/"
image: 
site_name: DominoResearch.com
---

# How Apple Pay and Google Wallet actually work | Ars Technica

[http://arstechnica.com/gadgets/2014/10/how-mobile-payments-really-work/](http://arstechnica.com/gadgets/2014/10/how-mobile-payments-really-work/)